Instrument Rental Terms and Conditions


Ackerman's Music Center

361 Clinton Avenue, 2nd Floor (Right Side), Wyckoff, NJ 07481

Phone: (201) 847-2524


You are renting from:  

K&S Music Inc., 61 Industrial Rd., PO Box 355, Berkeley Heights, NJ 07922

Phone: (908) 790-0400

Fax: (908) 790-0407



Instruments are covered for normal wear & tear. Instruments will be replaced in case of theft or fire for a one time fee. The cost of this insurance is included in the monthly payment listed above. Please see terms and conditions for additional information and limitations under *Insurance Information*.

All prices include a monthly service charge as follows: 

Group A: $6.00

Group B: $7.00

Group C: $8.00

Group D: $9.00

Group E: $10.OO

No refunds for early returns. After initial return you have the following options:

1. Continue to re-rent the instrument on a continuous monthly basis accumulating money towards the rent-to-own price.

2. Purchase the instrument in one payment at any time and receive a discount.

3. Return the instrument at any time (See Below)

Purchase Agreement

1. These terms and conditional are made on the date you purchase a musical rental from our distributor, K&S Music Inc. of 61 Industrial Rd., PO Box 355, Berkeley Heights, NJ 07922, a corporation called "Lessor" or "we" or "us" and herein called "Lessee" or " You". Please refer to these terms and conditions for any additional information pertaining to early termination, purchase options, maintenance responsibilities, warranties, late or default charges. In exchange for the payment you make, we agree to lease you the instrument in according to the terms of this rental agreement.

Rental Payments

2. You agree to make all rental payments in advance of each rental period. These payments are not contingence on practice and lesson schedules. We will consider as delinquent all payments that are received on the 10th day as past due and you will incur a $8.50 late fee per month. You will receive notification of your options when your trial rental period is concluded. All rental payments (not including monthly service charge, tax and late fees if applicable) will be applied toward the purchase of your instrument if rented on a continuous monthly basis. Rental payments are not pro-rated. These will be a $40 fee for all returned checks. You are responsible for your monthly payments even if you do not receive a bill. Errors in the billing process and the postal service may occur.

After The Trial Rental Period

3. You have the following options: (1) Continue renting the instrument by making monthly re-rental payments on or before the end of the initial trial period (2) Purchase the instrument you are renting for a discounted price, see purchase information #9 (3) Return the instrument in good condition by end of initial trial period due date or you will be billed the monthly re-rental rate set forth on the front of this agreement. The initial trial rental cannot be extended or renewed. 


4. You are required to pay a deposit fee if noted next to the instrument. It is a security deposit and it will be refunded to you when the instrument is returned without damage except for normal wear and tear. 

Insurance Information

5. We will insure against loss or damage to the instrument caused by fire or theft except when fire or theft was occasioned by your negligence. If the loss occurred as a result of having left the instrument on school grounds (i.e. bus stop, playground, etc.) we will consider that to be a negligent loss and we will not provide coverage. If instrument is stolen, notification of theft must be made to police and K&S Music Inc. within 72 hours of occurence or coverage will be void and the customer will be responsible for all costs. A police report is required. Your maximum liability in the event of an insured loss will be $150. Insurance for fire and theft is not applicable for bass clarinet, bassoon, bari sax, barimba, tuba, double french horn, string bass, intermediate and professional instruments.


6. All repairs must be done only by K&S Music. You will have sole responsibility to pay for the cost of repair if there is damage resulting from your negligence or your failure to properly care for your instrument. Converage excluses for: reeds, mouthpieces, valve or slide oil, strings, bridge or bow. 

String Instrument Rentals

7. Smaller string instruments (excluding guitars) are traded up to larger ones as a child grows. Most smaller instruments are not the one a customer will eventually purchase. All rental payments (not including monthly service charge, tax and late fees if applicable) will go toward a full-size string instrument. 

Switching To A Different Type of Instrument

8. If you decide to switch instruments, you will be charged a $25 administrative fees. This will not be applied to the purchase price. No fee will be charged for adjusting violin, viola, cello and string bass sizes resulting from student growth. If an instrument is exchanged, purchase information may change. Contact K&S for updated purchase information. 

Purchase Information

9. The instrument shall remain ours until it has been paid for in full. You may have the option to purchase the instrument at any time during the lease (if you are not in default of this agreement). If you exercise this option, the price you pay will be the list price of the instrument and you will receive credit for the total of your monthly payments (not including monthly service charge, tax and late fees if applicable). Once your monthly payment (not including monthly service charge, tax and late fees if applicable) equals the list price, you will gain title of the instrument and out mutual obligations under this agreement will cease. You are entitled to 50% discount off the unpaid balance if you purchase the instrument outright during the first year of rental with the exception of intermediate and professional instruments. You are entitled to a 25% discount off the unpaid balance thereafter before the expiration of the rental with the exception of intermediate and professional instruments. purchase must be made in 1 payment. Please call K&S Music to find out information about your discount. 

Warranty Information

10. You are entitled to a 90-day warranty from the date of purchase. Warranty does not cover damage cause by negligent handling, maintenance, or care for your instrument. Warranty is not available for string instruments, guitars, keyboards, amplifiers, barimba, snare and bell kits. 

Returning Your Instrument

11. You may return the instrument at any time to terminate this agreement. There are no refunds for early returns. You must return the instrument to the store where the agreement was made and the contract was signed. You must ask for and retain a receipt for the return. If the instrument is damaged or defective when returned, you may have to pay additional fees for repair. When instrument is returned, you must pay any outstanding amounts. If instrument is returned, all monies toward the purchase of the instrument will be forfeited. If the strore you rented from is no longer in business, it is your responsibility to contact K&S Music regarding return instructions. 

Credit Card Authorization

12. By making this agreement and signing this contract, Lessee herby authorizes K&S Music to charge any active credit card on file for any past due payments. If renters check is returned unpaid, renter herby authorizes his/her credit card to be charged for both check amount and returned check fees. Credit card chargeback fee is $40.00. If paying with a credit card, you authorize K&S Music to add on a credit card processing fee at our option. It is Lessee's responsibility to notify K&S Music of any credit card change. 


13. By initializing the autopay box on the sign up or on the agreed contract, Lessee authorizes the automatic debiting of credit card shown for each instrument for monthly payments under this agreement (with the exception of monthly contracts where lessee is authorizing K&S Music to take the payments out automatically.) is is Lesee's responsibility to notify K&S Music of any credit card change of return of instrument.

Information On Breach Of This Agreement

14. If you are in default of this agreement your rearage and all future payments shall immediately become due. You will be in default of this contract if: A (1) You fail to make a timely payment to K&S Music Inc. (2) Your check is non-collectible, (3) You fail to notify K&S Music Inc. of a change in your address or phone number in writing (4) You damage the instrument through negligence or fail to properly care for it (5) You lose the instrument including fire or theft (6) You fail to return the instrument (7) You allow anyone other than K&S Music Inc. to service the instrument (8) You sell, assign or attempt to sell or assign instrument (9) You declare bankruptcy. B If you are in default of this agreement, we may terminate this agreement with you. If you owe us money that has remained unpaid for more than 30 days, and we send this obligation to collection, all payments along with third party debt collection fees, administrative collection fees, all other court costs and legal fees associated with these actions be due. If you are still in the collection and legal fees associated with these actions, a 30% third party debt collection fee, $40.00 return instrument fee, $15.00 administrative collection fee plus other court costs and legal fees associated with these actions. We reserve the right to report your credit and payment history to any of the credit reporting agencies at our option.

15. We reserve the right to make corrections which might be necessary due to mathematical errors caused by our systems or staff. You are entitled to a full accounting at any time upon request. 

16. EMAIL OPT-IN: By supplying us with your e-mail address, you have agreed to receive promotional messages, helpful instrumental tips and valuable coupons via e-mail. Your information is always kept confidential. We do not sell or share this information. 


1. Flute ($700.00- $2060.00)

2.Clarinet ($645.00 - $1475.00)

3. Alto Sax ($1260.00 - $2055.00)

4. Tenor Sax ($1500.00 - $2150.00)

5. Trumpet ($800.00 - $1495.00)

6. Trombone ($700- $1795.00)

7. Oboe ($1800.00 - $2910.00)

8. Piccolo ($800.00 - $1400.00)

9. Violin ($400.00 - $1495.00)

10. Viola ($400.00 - $1495.00)

11. Cello ($750.00 - $2400.00)

12. Drum Kit ($300.00- $450.00)

13. Bell Kit ($350.00 - $500.00)

14. French Horn ($1600.00 - $3170.00)

15. Euphonium ($1500.00 - $2200.00)